ST3IKE Electric Bikes


A 0% interest offers you can use again and again


Spread the cost of your ebike purchase into interest-free instalments. The first payment is made at the point of purchase, with remaining instalments scheduled automatically every 30 days.

Klarna and Paypal financing is available online in the checkout, simply follow the online application process for approval to be able to finance your ebike purchase. A simple credit check is carried out in regards to your yearly income and monthly outgoings.


At checkout, select Klarna as payment method. You will then see the option to pay using 3 Instalments along with the cost and payment schedule.

– Time between payments: 30 days
– Consumer APR: 0% No interest
– Automatically charged from credit card
– Financed amount: max £1500 order

At checkout, select Paypal Pay in 3 as payment method. You will then see the option to pay using 3 Instalments along with the cost and payment schedule.

– For Purchases between £30 and £2,000, Make one payment today then pay the rest monthly
– Apply easily and get an instant decision, when you checkout with PayPal and choose pay in 3

If you own a business you can pay with iwocaPay for your eBike in convenient monthly instalments.
iwocaPay is available to all limited companies and sole traders in the UK
Paying through iwocaPay has multiple advantages for you:

– Split the cost into 3 automatic monthly payments. For UK Ltd companies
– Interest Free. No hidden fees.
– Get fast approval decision.

Once your order has been placed with iwocaPay, you will receive your ebike as quickly as with any other payment method.

How iwocaPay Works

At checkout simply select “Direct bank transfer” as the payment method.
Once completed, please contact us to get an iwocaPay pay link.

This link contains the value of your eBike. Once you click on this link, you’ll be taken to an iwocaPay page to apply.
Sign up in five minutes: you’ll only need to do this once.
If you’re approved you’ll make your first payment in 30 days.

Frequently Asked Questions

Am I eligible for Klarna Pay later in 3 interest-free instalments?

To use Klarna Pay later in 3 interest-free instalments you must be at least 18. Whilst this option is widely promoted, Pay later in 3 interest-free instalments is subject to your financial circumstances. When choosing  Klarna Pay later in 3 interest-free instalments, our assessment will not affect your credit rating.

Klarna’s Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Missed payments may affect your ability to use Klarna in the future. 18+, UK residents only. Subject to status. T&Cs apply.

Does Klarna make a credit check against me?

No, Pay Later do not require any credit checks. Klarna perform a ‘soft search’ to establish affordability, however, this is not visible on your credit file.

How does Klarna Pay later in 3 work?

Pay later in 3 interest-free instalments will allow you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by ST3IKE and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. You can always monitor your payments’ schedule in the ​Klarna app​.

How fast do I get my ebike and accessories when I buy with Klarna or iwocaPay?

If your payment is accepted, you will receive your ordered items as quickly as with any other payment method.

I am an employee in my company, can I benefit from the iwocaPay pay later payment?

No we are sorry, iwocaPay only accepts orders from directors or business owners of a UK registered business.
You must ask your employer to complete the payment for you.

What is PayPal Pay in 3?

PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at the time of purchase and subsequent payments due every month on the same date. Please note that Pay in 3 is a form of credit, so carefully consider whether you can afford the repayments and be aware of the possible impact of missing payments, including making other borrowing more difficult or more expensive.

Will I be able to use PayPal Pay in 3?

We’re offering PayPal Pay in 3 to our UK customers.

Paypal may decide not to offer PayPal Pay in 3 as a payment option in certain circumstances, such as where our checks suggest an increased risk of fraud or where data they hold suggests you may not be eligible. The checks Paypal runs are with an external credit reference agency. This search will only be visible to you and will not affect your credit score.

If you choose PayPal Pay in 3 as your payment method when you check out with PayPal, you’ll be taken through the application process. You’ll get a decision instantly, but not everyone is approved based on the checks we carry out.

Will applying for PayPal Pay in 3 impact my credit file?

Not at the moment. Paypal reports the ongoing performance of their Pay in 3 customers to their credit reference agencies, as they believe this promotes responsible lending. However, the UK’s main credit reference agencies are currently unable to fully consume BNPL data. Paypal is working closely with the industry to address this matter. Currently, Pay in 3 does not impact your credit score although using Pay in 3 may impact your ability to obtain credit and the cost of accessing it. More information is available in the Pay in 3 Terms & Conditions

Are you an employee? Ask your employer to join the Cycle to Work scheme!

The UK’s Cycle to Work scheme is an excellent way for cyclists to save at least 42% on the price of an ebike and cycling gear, the cost of a new bike and cycling equipment is deducted from your salary as a non-cash benefit.